Many people run into problems with debt, sometimes it can be through no fault of their own, perhaps it is due to redundancy or illness. Whatever the reason we will do our best to help you.

These types of mortgages are often referred to as Subprime, inevitably the interest rate on them will be higher, mainly due to the risk the lender is taking. Many lenders will also charge what is know as a higher lending fee, the average fee is £1500>£2000.

To secure all debts against your property is not a decision to be taken lightly. For a consolidation to be successful it is important that all credit cards are destroyed and no further credit is applied for.