Buying Abroad?  We have experts specialising in Overseas Property Mortgages. Arranging a Mortgage Overseas need not be complicated, however it is essential to get expert advice.

To buy property abroad you will need a typical deposit of 25% of the purchase price as well as accounting for home buying costs and British and overseas legal fees.

If you want to transfer money to or from abroad for an overseas property you will need to employ the services of a currency exchange service. 

You will not be able to secure a mortgage with a UK lender against a property that is built on overseas soil. Instead you will need to arrange a mortgage with a lender operating in the country in which you are buying. Alternatively, you can look into utilizing your UK assets to finance your purchase abroad.

Be aware that interest rates on overseas mortgages are sometimes higher than in the UK and often variable. Some countries, such as Croatia and Thailand, do not offer mortgages to foreign nationals at all.

Before signing anything, it is crucial to seek independent advice and enlist the help of an English-speaking lawyer.